What details bank check regarding credit card processing?

I%26#039;ve got several calls from different banks offering to make credit cards, i submits all the essential documents to the executive who comes to collect the documents. later i also gets verification call, but never get any credit card except Citi bank Gold card. My all the documents are correct and valid. I have already a gold credit card of HDFC bank, on which behalf the banks communicate. I regularly pay the debt, even though what are the drawbacks, the banks reject my applications. While my profile in the HDFC and Citi banks shows excellent.

My question is that what are the details banks analyze in PAN, Address proof, Officie Address, etc that is not availble for the ordinary public. Is there any body, who can answer me. Kindly reply as soon as possible. thanx

What details bank check regarding credit card processing?

NEVER EVER give personal information over the phone to any one for credit that YOU have not called, not them. This sounds rather fishy to me that they come and collect the documents.

Go immediately and check your credit reports for fraudulent activity!

What details bank check regarding credit card processing?

It is related to India and the credit card Cos. in this country.

Some of the Cos. appear %26quot;shy%26quot; in allowing Credit Cards who are enjoying other cards. They try to judge your payment worthiness while they undertake visits to you residence, asking questions of your personal financial matters etc.

Papers are for verification of the %26#039;person%26#039; but nothing else.

May you not be happy with the Cards you have already with you .. ? multiple cards may not be beneficial for so many reasons.

What details bank check regarding credit card processing?

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