i dont want to use my credit card for borrowing bti want to deposit money into it before i can use it online.is possible to do so
Can i use my credit card by putting money in that account before withdrawing and not have debts by borrowing.?
That%26#039;s what debit cards are for. See if your bank offers something like a debit Mastercard or VISA.
Can i use my credit card by putting money in that account before withdrawing and not have debts by borrowing.?
then there%26#039;s no point in having the credit card (unless your credit is bad- secured credit card). you can get a charles schwab investor checking account that pays interest. many credit cards, however, will not let you pay more than what%26#039;s owed.
Can i use my credit card by putting money in that account before withdrawing and not have debts by borrowing.?
I think it is better to have 2 credit accounts that are small than one that is large. Better for credit score
Can i use my credit card by putting money in that account before withdrawing and not have debts by borrowing.?
Bad idea. Get a debit card which will just deduct the funds from your bank account. Put the credit card up for emergencies.
Can i use my credit card by putting money in that account before withdrawing and not have debts by borrowing.?
Yes you can. You can overpay your bill. Just set up bill pay on your bank%26#039;s website (where your checking account is) and pay however much you want (not on the credit card website -- they won%26#039;t let you pay more than the current balance). Once the payment posts, your card will show a negative balance (credit). However, constantly overpaying or overpaying by too much can set off a red flag -- the credit card company may delay crediting your bill payments or even close your account. The reason is because money launderers did this (make a large overpayment, then request a check for the balance), and the system is set up to catch it.
Why don%26#039;t you want to have debts by borrowing? You can accomplish the same thing by using your credit card normally, and paying it off in full a few days before your statement comes out. Alternatively, as suggested above, if your ATM/Debit card works like a check/credit card, you can use it instead. It%26#039;ll take the money out of your checking account.
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