No credit. Credit card?

Hello. I am wondering about a credit card. I do not want one to go out and ahve fun with it.. but rather build up credit for future use. I am only 18 yrs old.. I ahve a job.. But no bills are in my name.. although I do pay bills there in my moms/ grandmothers name.. So its not that i cant pay but just have no credit... I am thinking about applying for a credit card.. but then agian I have no credit.. I know there are some out there for people like me ( the no credit people). but intrest rates are really high and there are so many I dont have an idea.. what to look for.. I understand that i must read all tearms and small print.. there out for money.. they dont really care if I go in debt.. but what would be a good way to build credit for future use in my situation? would a credit card be? I wont use it to often.. jsut to like pay bills ( cell phone, 4 wheeler) and when I start college just stuff I NEED.. not WANT. so please help. mayby a link.. to put me in the right direction

No credit. Credit card?

you should open a bank account and ask them to give you a student credit card or a secure credit card if you already have a bank account just call them and apply over the phone im 100% sure the will give you one

good luck!

No credit. Credit card?

if you have a bank account you may want to see if the bank will give you a credit card... the best way to establish your credit is to make at least one small purchase every month and pay it off as soon as you receive the bill.... it shows activity and regular payments which gets reported to the credit bureau regularly... only other advice i can give you is to try to stay with a small limit of $300 or $500... hope this helps

No credit. Credit card?

you might want to get a student card or

you might want to go here to compare them, http://www.bestcreditrates.net

No credit. Credit card?

Your best bet is going to be an Orchard Bank credit card. these are easy to get and http://www.myeasycreditcardsonline.com has lots of good information and applying goes through the credit card issuers servers. It%26#039;s totally secure!

No credit. Credit card?

To avail of the credit card, you should be at least 18 years of age. You should be employed or have some regular source of income. These are two important criteria and if you can give convincing proof to demonstrate your suitability, you will be easily approved. You may have failed to pay back the old credit card debt or some flaw may be present in your credit report. In this situation, getting a card will be tough.

http://debts-to-wealth.com/category/Cred...

No credit. Credit card?

It is always good to get hold of some good resource at firsthand.here is one of them.http://creditcard.expertips.info/credit-...

No credit. Credit card?

Have you thought about a prepaid debit card that has a Credit Builder built into it? You can read about them here:

http://www.debit-card-guide.com/creditbu...

They work in the same way credit cards do, in the sense that they report your payment history to the credit reporting agencies.

Since you%26#039;re 18 you want to start out with something that will help you build good credit and won%26#039;t run the risk of putting a black mark on your credit history - which can be very hard to get rid of. The cards discussed at the article above are perfect for people like you who are just starting out or are trying to rebuild their credit.