Credit card company threatening to sue elderly mother?

My elderly mother had several credit cards at one time. Some of her relatives used them and she knew nothing about this at the time. At one time, she was with a debt managment group that was trying to help her pay off her credit with this company it is 2,900 dollars. But this credit card company would not go along with the payments she was trying to give them of 300 dollars a month. Now they are threatening to sue her. It%26#039;s horrible in a few days she will be 81 and she has lost most of her memory. And now she has to face this at her age? We live in Texas legally what could they do to her? She own%26#039;s her own home and is a retired teacher. Does anyone have any advice about what to do? Any help would be greatly appreciated.

Credit card company threatening to sue elderly mother?

Your mother is very lucky to have you to help her in this sad situation! It might help to know that your mom is not the only older person who is dealing with this kind of credit problem--many older Americans face these kinds of financial situations. Many times family members have contributed to the bad situations.

I would highly recommend that you connect with the Area Agency on Aging serving the county where your mom lives. Area Agencies on Aging deal with these kinds of consumer situations that affect older Americans almost every day. These organizations know how to listen to seniors and their family members and can provide guidance and advice that may be of great help to you and your mom. You can call 1-800-677-1116 toll free to find out the phone number of the Area Agency on Aging office serving where your mom lives. When you call your Area Agency office, ask for the person who provides %26quot;Information and Assistance%26quot; or %26quot;Help for Family Caregivers.%26quot; If you make this call, I am confident that you will find friendly and helpful people.

When you talk with the folks at the Area Agency on Aging ---you should also ask about other services that might be available and helpful to you and your mom. These services are for the seniors%26#039; benefit as well as for family caregivers like you.

When you call the Area Agency on Aging, ask them about possible help from an attorney who specializes in this consumer and credit law for elders, If your mom is low-income, the Area Agency will know of possible legal services that can help deal with these kinds of legal matters. If you and your mom aren%26#039;t low income, find an attorney who has a good reputation in this specialized area.

If you call the Area Agency on Aging and like the help that you receive, let your county elected officials know and tell your members of Congress. Area Agencies don%26#039;t have big budgets--in fact appropriations for most services funded under the Older Americans Act have not increased significantly in 25 years! You and your mom will not be charged for the information received, however, any financial contribution you might make for the time and assistance devoted to your situation would be very welcomed--and would go toward helping more of your older friends and neighbors and their caregivers.

I hope this helps. Thanks for a great question and for caring! Best wishes and good luck to you and your mom!

Credit card company threatening to sue elderly mother?

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Credit card company threatening to sue elderly mother?

you should contact a attorney and seek his help, do this immediately! The local prosecuting atty office should be contacted and maybe an investigation into who actually used her cards. There is also bankruptcy court as well ,you should really seek the advice of an attorney

Credit card company threatening to sue elderly mother?

This is some advice that I learned along the way. My mother lives with me now. When she owned her own home we had it put into my name. Just in case she had to go into a nursing home, they could not take her home away. I would suggest that you do this as soon as possible.

In my state her home must be in my name three years before she would go into a nursing home, for it to be effective. This is for your mom%26#039;s safety.

I think the credit card company would have to accept the payment of 300.00 a month. In my state of Wisconsin if we are making payments that is a show of good faith. They cannot send it to collection.

I would probably call a lawyer and have a phone consult about this. Most lawyers do not charge for this. Would need legal advice on this.

I would not let my mother go to court as it would just upset her. I feel bad for you and your mother. This is so unfortunate for the both of you. Get some legal advice.

Credit card company threatening to sue elderly mother?

Well in the State of Texas ther really is not much they can do, they can not garnish wages, her S.S.I. and retirement are exempt and they can not take her home.

You might want to consult a lawyer, but the term go pound sand comes to my mind.

Credit card company threatening to sue elderly mother?

THE RULE ABOUT PUTTING HER HOME INTO YOUR NAME CHANGED 2/8/2006; IT NOW IS A 5 YEAR WAIT FOR BENEFITS TO START, AND HER HEALTH MAY NOT BE STRONG ENOUGH TO WAIT. IF HER HUSBAND WAS A VETERAN, SHE MAY HAVE EXTRA INCOME AVAILABLE THAT MOST PEOPLE DON%26#039;T KNOW ABOUT, BUT THAT TAKES MONTHS TO START. I AM WILLING TO HAVE YOU CALL ME AT 888-686-4734, HOPE I DON%26#039;T GET A BUNCH OF NUTS CALLING HERE IN THE BARGAIN.

IS HER CREDIT STRONG ENOUGH TO GET A LINE OF CREDIT OR REVERSE MORTGAGE? PROBABLY BAD IDEA.

COULD YOU BUY HER HOUSE AND RENT IT BACK TO HER, OR EVEN BETTER YET, GRANT HER A LIFE ESTATE FOR A LOWER PRICE? THAT WOULD FREE UP EQITY WITHOUT GIVING IT AWAY. ALL THIS DEPENDS UPON HER HEALTH PROGNOSIS.

I DO SEMINARS ON THIS STUFF IN THE PACIFIC NORTHWEST; IT%26#039;S A SHAME SOME JERK IS HASSLING HER OVER SUCH MINOR MONEY (TO THEM).

SURE THERE WAS FRAUD INVOLVED, BUT HOW MUCH WOULD AN ATTORNEY CHARGE? TOUGH SITUATION. I SUSPECT THEY COULD ATTACH A LIEN TO HER HOUSE. ANY ATTORNEY YOU TALK TO - MAKE SURE THEY SPECIALIZE IN BANKRUPTCY OR RELATED FIELDS.

Credit card company threatening to sue elderly mother?

Since when does age matter when it comes to owing money? I don%26#039;t think they particularly care about her memory either. Money owed is money owed and they want their money. Tell the dead beat relatives to pay for their part of the bill.