I have never had a credit card but I am not able to get one because 4 years ago I had one cell phone bill that went to collections. This is really troublesome because I have 0 debt, no loans, and I am secure financially...I just can%26#039;t seem to get a credit card! What can I do? This is all because of one cell phone bill from college.
Help! Thanks
Need credit card help?
You should be able to get a secured credit card. With that, you open up an account with a bank and deposit money into it equal to the amount of your credit limit. That way the bank is certain to get it%26#039;s money from you no matter what. I%26#039;ve attached a link to info about secured credit cards.
Need credit card help?
Hi,
Contact a credit card agent and explain your situation completely. If he is convinced of your financial situations, you would get a card easily. Visit http://www.debteraserzone.com to learn some tricks for getting a better deal while choosing a credit card. Good luck!
Need credit card help?
You probably can get a Secured Credit card. It helps people establish and/or re-establish their credit history.
Need credit card help?
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Need credit card help?
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