Once a car is paid for, but two people are on the title one with good credit and one with bad can ca

can the car be taken away to pay credit card debts if the car is paid off and in two people%26#039;s name (mother and daughter) If the car is owned by two people and one has bad credit can the car be take away if ths car is owned by two people?

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

No. A creditor cannot come take your car that is paid for.

A creditor can sue you and get a judgment. With a judgment, they can attach your bank accounts and take your money. In some states, they can garnish your wages.

However, a creditor cannot do anything without a judgment and to get a judgment, they have to sue you first. You%26#039;d have some advance warning on that as you would get papers served on you.

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

No. Never heard of that before ever. Don%26#039;t even think it%26#039;s legal. Did someone take your car? Better report it stolen. If it%26#039;s paid for no one can take it in place of other debt.

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

simple answer. yes!

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

Get the bad credit to go bankrupt or default under pardon . depending what state you are in.

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

only if you put the car up as collateral. Otherwise, they should not be able to take your paid for car.

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

once it%26#039;s paid for, it can%26#039;t be taken away.......unless you use it for collateral on another loan.

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

I take it from all of your questions that you are worried another creditor (not the car loan company) may seize the car for your past bad debts (that have nothing to do with the car)

Regardless if you are still paying on the car or it is paid off - if the car is under your name %26quot;and%26quot; your moms name - a creditor/collection agency cannot take the car for another debt. They cannot take it even if that creditor/collection agency gets a judgment against you for another debt !!!!

No matter what state you live in or whose name is first on the title.

The only way they can take it is if %26quot;only your name%26quot; is on the title, if you are married and you and your spouses names are on the title and you live in a community property state, AND If your state exemption laws allow it.

Rest easy, as long as your moms name is also on the title they cannot touch it.

If the vehicle is still under a loan and you default on that loan the creditor who carries the loan may take it.

Once a car is paid for, but two people are on the title one with good credit and one with bad can car be taken

depending on what state you live in if the couple is married yes it can be taken away.

the car can be taken to pay off ones debt

How much credit cards debts do you owe?

I am depressed. I own about 13,000 and I am only 26.

How much credit cards debts do you owe?

debt consolidation

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan

however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is:

http://umgarticles.atspace.com/debt-cons...

How much credit cards debts do you owe?

I owe about 80.00 on my card is all

How much credit cards debts do you owe?

$23,000 and I%26#039;m 24. Don%26#039;t feel too bad, this just means there was a good reason for getting a job besides supporting a drug habit.

How much credit cards debts do you owe?

zero..... zilch...... zip...... nada....... nothing..... Woo Hoo!!!!!

How much credit cards debts do you owe?

I do not believe in credit cards, it%26#039;s cash or nothing, maybe a check

How much credit cards debts do you owe?

a lot. i%26#039;m more than 20 years older than you are, and still deeper in dept. it%26#039;s the american way!!

How much credit cards debts do you owe?

Zero. I%26#039;m sixty-four and my wife is sixty-seven. We paid off 30,000 dollars or more twice, mostly credit cards. The second time we cut them up and threw them away, then canceled our accounts. We%26#039;ve been without credit cards for more than twenty years. If we don%26#039;t have the cash, we don%26#039;t buy it. It%26#039;s that simple. On credit, you buy what you want and pay for it later. You sell your future. Buying cash, you%26#039;re paying with past earnings which have been saved and your future is yours to do with as you wish.

Think about it.

How much credit cards debts do you owe?

I owe about 1200.

How much credit cards debts do you owe?

i use mine every day. 5% cash back at grocery stores drug stores and gas stations and 1% everywere else got back 954.00 last year.I owe nothing 100,000 credit line. and i used to be like you.get help there are lots of places 13,000 sounds like alot but you can get it payed off.

How much credit cards debts do you owe?

I don%26#039;t own credit cards and your problem is why I don%26#039;t..You have a spending habit beyond how much money you have to pay them back.once you get it all paid DO NOT HAVE ANYMORE CREDIT CARDS!! you are only 26 and your credit will most likely be ruined. I only pay with money what I want. Keeps it honest and me from being as you are.

How much credit cards debts do you owe?

I feel really bad for you. You need to get this under control and fast or you will end up paying back double of that amount in interest. Is some of this education expense?, I hope so. You need to read some of Suzie Ormans books and/or go onto Oprah.com and participate in the debt diet. It is when I read posts like these that I am so blessed that I was brought up to not use charge cards. My parents believed in paying for what they bought, and so do I. Do not be depressed, stand up and make this the time to make a change...for the better. You can feel better than most people your age, I believe the average amount owed on charge cards for a person your age in the United States is 60,000. Please get some help, it will be a huge weight off of your shoulders, then your depression will go away. Best of luck to you. Have a good night.

How much credit cards debts do you owe?

Take it easy with the depression. Let me ask you a question ? How much money do you think a new high flying company owes ? Do you think Yahoo is debt free ? Sun Microsystems ?

If I were your creditor, I would be impressed, or not impressed with how you handle what you owe. If you owe nothing, I would not consider you a good prospective customer if I were a bank.

You need to keep a tight hold on your funds and pay this money off, makes you look pretty good at 27 or 28 if you can do this !

Quit going out to eat so much, whatever you have to do ! If ever you can%26#039;t pay, go by, see the creditor, or at least write, explain what you are going through, make yourself totally available by telephone at home. Keep it away from work until you get it worked out !

I want a credit card. Am I qualified?

Im a 19yr old student, I work but I dont get more than $1500(can) a month. i dont pay for anything or I dont have any debt... I just want a credit card because in the future I want to buy a house, a car etc and Ive heard if you want to buy one of those you need a good credit history. I wanna start now. Am I qualified? Also Im just gunna be using it to buy stuffs liek on eBay, rent a fancy car or something lol but then ofcourse I will pay them right away..

I want a credit card. Am I qualified?

yes you can get a credit card becouse

If you are under 18, it is a criminal offence for anyone to send you material inviting you to borrow money or obtain goods or services on credit or hire purchase. However, if you are over 14 but under 18, you can enter into a credit or hire purchase agreement if an adult acts as your guarantor.

I want a credit card. Am I qualified?

When you apply put in other income (ie babysitting etc) they dont check this out. The more available income you have the more likely they will give you a card.

I want a credit card. Am I qualified?

Yes, it will help with your credit as long as you use it wisely.

I want a credit card. Am I qualified?

Sounds like a good idea to start getting credit now.

As long as you%26#039;re earning wages, that%26#039;s enough for the credit card company to know you have a means of paying them back. Go to your bank. They have flyers offering their credit cards. Get a simple one that charges no yearly fee. Be sure to pay off the balance completely each month and you won%26#039;t have to pay any interest! Good luck!

I want a credit card. Am I qualified?

When you turned 18, you became %26quot;fair game%26quot; for the credit card sharks. Before you sign anything, join a credit union that has a credit card, shop for the best interest rates, negotiate with your credit union and don%26#039;t use it unless you can pay it off every month. That will establish a good credit record and you%26#039;ll have it for EMERGENCIES.

I want a credit card. Am I qualified?

if you got salary every week then you should, but it depends upon you if you want ti avail a credit card. those persons who had a great job and can gain more money should have the rights to avail a credit card, so do i already answer your question?

I want a credit card. Am I qualified?

fill 1 out and find out

I want a credit card. Am I qualified?

if you have good prove that you are not paying anything and that you will pay your card every month the i don%26#039;t think you will have a problem

I want a credit card. Am I qualified?

With no previous credit history, you will have best luck applying for credit cards specifically aimed at college students. Before applying and signing up, research the bank/issuer to make sure they are reputable and responsible. Read terms carefully and pay attention to annual fees. You seem to have your head on straight regarding credit (building a credit history and paying your full balance off each month--do not live beyond your means and rack up consumer debt) so go to it!

I want a credit card. Am I qualified?

If you have no credit, then you will not be able to get credit card. Go to your local bank, and get their credit card.

-------------------------------

http://www.bestcreditrates.net

I want a credit card. Am I qualified?

get a secured card at first. go to a search engine and type in secured credit card.

How to clear credit cards debts?

wow, that is easy....pay them

How to clear credit cards debts?

I guess paying them would be the accepted way.

But if you are in way deep, get a det counselor to propose to them that they stop collecting interest so that you can pay them off, and then make payments proportional to each debt so that all can see that you are treating them fairly.

They will likely go for this if the alternative is bankruptcy.

How to clear credit cards debts?

Pay extra as well as your payment. Go get it refinanced into a personal loan, then chop your credit card up or only allow it up to a thousand limit, any banks or fiance offer to increase screw it up and put in in the bin.I know a lady that freezes her card and leaves it in the freezer, if she thinks she needs something it gives her time to think how important it is, while it unthaws 9 times out of 10 she puts the card back in the freezer. What a great idea.

How to clear credit cards debts?

There are some credit cards that gives you interest free period when you roll over an exisiting debt, then it gives you time to pay them off- by saving and working on a really tight budget and eventually you can hopefully reduce it down.

How to clear credit cards debts?

I just have some articles on credit card debt : Consolidate Credit Card Debt To Solve Financial Problems? , Reducing Credit Card Debt - It%26#039;s Never Too Late To Start , Credit Card Balance Transfer, if you are interest, you can take a look at http://avoid-bankruptcy-get-debt-consoli...

Help!! I have 12, 000 in unsecured debt, credit score 655....what are my options??

I would like to somehow combine all of my credit cards into one or get a loan so that my payments would be less. I am currently paying a little over minimum payments because I cannot afford to pay anymore. What options do I have that won%26#039;t affect my credit negatively. I don%26#039;t have any late paymets, just two paid collections from 2004. My credit score is low because I am using so much of my available credit. Help please!!

Help!! I have 12, 000 in unsecured debt, credit score 655....what are my options??

A small loan consolidation with low interest is the best for your score. I found interesting information about your answer %26amp; options here. Goodhttp://all-debt-consolidation-loan.blogs... luck!

Help!! I have 12, 000 in unsecured debt, credit score 655....what are my options??

Trust me, I%26#039;ve been in your situation before. The best scenario is to call a credit counseling group. The one I called and helped me the most was InCharge Debt Solutions. They call and work with all of your creditors to get your interest rates dropped. You will keep about your same payment, but you will pay off all your debt in like 3 years.

www.incharge.org

It%26#039;s really awesome how it helped me. My credit score was like 645 and now it%26#039;s 700+. Try it out.

Help!! I have 12, 000 in unsecured debt, credit score 655....what are my options??

I am not sure of the other options given, consolidation loans prove to other creditors you had trouble meeting your requirements which is not good for credit if you get help to settle debt from an agency this also lowers your score for 7 years in canada i think just keep making your minimums or more when you can to keep your credit at 655 i think you will find those other options lower it more, you can check with a credit counsellor but I know in canada it would be worse for you to use the above options!!!

Can you get a 1st mortgage for more than the price of a home to be used to make repairs &/or pay

Say the purchase price is 140k can you finance 160k and take the $$ left over to make home repairs and pay credit card debts off?

Can you get a 1st mortgage for more than the price of a home to be used to make repairs %26amp;/or pay debt off?

Only if the house is worth more than $160k but yes, you can use the extra money for whatever you want...I recommend paying off the car or getting a newer one.

Can you get a 1st mortgage for more than the price of a home to be used to make repairs %26amp;/or pay debt off?

only if the house appraises for the increased amount. the mortgage company will not give you a first mortgage for more than the appraised value.buy it and then take out a second mortgage, most of the time on a second mortgage they will let you go to 125% of the appraised value.

Can you get a 1st mortgage for more than the price of a home to be used to make repairs %26amp;/or pay debt off?

Yes, but not as you think...read on:

The bank considers the %26quot;value%26quot; of the home during a sale to be the lower of the purchase price or appraised value. In your case, that%26#039;s the purchase price. So in the bank%26#039;s eyes, 100% financing can not exceed $140K. However, there are some banks that will alllow you to go to 107% on a purchase and you can consolidate with any left over money, but you%26#039;re going to get killed on the rate.

The better idea is to purchase the home and once you take ownership, refinance to 100%. Once you legally own the home (after the purchase and purchase loan is completed) now the bank will consider the value to be the appraised value.

Be careful here though, not every bank will do this. It%26#039;s called a %26quot;seasoning%26quot; requirement. In other words, most banks will require you to own the home for 6-12mos before they will value it at anything other than the purchase price. However, there are plenty of wholesale mortgage companies that do not have seasoning requirements and will allow you to cash out after only 1 day in the home. Consult a mortgage broker for those programs.

Can you get a 1st mortgage for more than the price of a home to be used to make repairs %26amp;/or pay debt off?

There are few over 100% programs out there, They are very tough to qualify for. Typically you have to wait 6 months after the purchase. I do not know of anyone that will fill give cash out on a purchase.

Which credit cards are available for people in australia who have signed a section 9 debt agreement?

over 12 months ago i signed a section 9 debt agreement in australia to get my finances in control.. Now that i have i want to obtain a credit card but have an extremely poor credit rating.. Can somebody tell me the name of a company in australia that can give me a credit card under this circumstance??

Which credit cards are available for people in australia who have signed a section 9 debt agreement?

So many credit cards available for people in australia. you can find a best credit card at: http://www.credit-card-forums.com/index....

Which credit cards are available for people in australia who have signed a section 9 debt agreement?

None. You came very close to becoming bankrupt. Try to control your spending. You have been given a second chance %26amp; a normal life by mot having to duck around debt collectors. Think yourself lucky.