My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equi

i was unemployed for 15 months and a friend loaned me 10000.00 to keep me going . I am back at work but i need to pay back this debt and now my credit sucks because both my wife and i were unemployed. Our credit cards got behind but we were able to keep the house up and our carnote current and we are both back at work but now my friend is having rough times and needs the money fast. Do any of yall see any alternitives since my parents are unable to help and i am scared to borrow against my house. my interest rate is 6% on my house and if i refianance i was told it could go up to 10 to 18 %

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

There are various ways to obtain debt consolidation loan. You could apply for personal loan or any unsecured loan with reasonable and lower interest rate as compare to your current debt%26#039;s interest rate and consolidate your debts into this loan. But, to obtain an unsecured loan, you need to have a good credit score else you loan application most probably will be rejected.

The best way to consolidate your credit card debts or any other high interest debts is using a home equity loan. Of cause, you need to own a home in order to apply for a home equity loan. Home equity is ideal for you to consolidate your credit card debts because the interest is much lower interest rate than credit card and other unsecured loan. And the best part is it normaly have different terms or repayment periods for you to choose from. The longer the repayment terms, the lower the monthly payment is. If your current financial is tight, you could choose the longer repayment term and pay more when you are at better financial situation.

With a home equity loan, your equity works as the collateral. If your home equity is $50,000, you could obtain a loan up to this amount. You could use this home equity loan to clear up all your credit card balances plus other loans; and you just need to focus on making a single monthly payment to your home equity loan. Read more from: http://www.credit-card-gallery.com/artic...

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

How about Prosper:

http://www.prosper.com/account/common/fr...

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

If you have enough equity in your home, you might be able to get a second mortgage or a home equity loan against your equity, and leave your 6% first mortgage in place.

Good luck.

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

Maybe you can try below website to get the information you need. It%26#039;s about bad credit personal loans articles for your second opinion.

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

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My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:

http://tinyurl.com/23zhb7

Good luck.

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

I do personal loans. Please go to my website http://www.choicepeerlending.com and apply for a loan. Check your credit report for free. No credit Card need!

Borrow up to $25,000 on a 3yr. loan.

My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?

It reallys sucks that nobody has answered his question and are only trying to scam him.