I havent paid my 5 credit cards since february of this year... debt = around 6000 dollars.?

our family was going through a bad economical position, so i had to help out (im 19), now i am without a job, what should i do??? some people reccomend getting a loan to pay for my debt, and just repay that one loan (my debt is around 6000 payed for college books etc..)

what is the first step towards a debt free life!

I havent paid my 5 credit cards since february of this year... debt = around 6000 dollars.?

do not get involved with debt agencies promising to reduce your debt,you are probably in collections now. they are going to want large payments from you now to catch up. if you dont have collateral you wont get another loan, a refinance is what i did, but now i dont borrow anymore,it is working for me, you can contact and negotiate yourself to reduce interest and work out a payment plan, it may be your only option, any debt that is forgiven will be reported to the irs and you will have to pay taxes on it as income, stop using credit cards, they will only ruin your life, keep only one in case of emergency dont wait, call them to get this straightened out youll be allright, this is a big problem in our economy today the good thing is you dont owe a lot of money, dont fall for the turn debt into wealth scam, they will turn your debt into their wealth good luck in the future, education is your best investment

I havent paid my 5 credit cards since february of this year... debt = around 6000 dollars.?

Get a job and starting paying down the debt! Your credit rating is going to be hurt but it won%26#039;t improve until you start paying down this debt.

If your credit score is badly damaged you may not be able to get a loan (or you may get a loan with very bad rates).