Currently having troubles paying off my credit cards, about $9K in debt, can anyone give me some adv

I am employed and currently working...but I can%26#039;t really make the min. payments and alot of the cards became overdrawn through finance charges. Got into this situation b/c I had a roommate issues (he%26#039;d never ever pay on time)...and I had to use most of my funds to pay the rent. Living @ home again now though...but...yeah I need help =(

Currently having troubles paying off my credit cards, about $9K in debt, can anyone give me some advice?

call a certified credit counselor--they will help you with setting up a plan like they did with me. they lowered my interest and payments--consolidated it into one payment and really helped me look at my budget. My credit is so much better and i can actually save money now! they are not a settlement company--you pay all of your debts and you see that on the monthly statements that you still get from your credit cards.

here is the website to the company i used. I would highly recommend them--my mom even uses them now to!

http://www.debtcounselingcorp.org

Currently having troubles paying off my credit cards, about $9K in debt, can anyone give me some advice?

call them and let them know asap!! MAYBE THEY CAN LOWER YOUR INTEREST RATE--

Currently having troubles paying off my credit cards, about $9K in debt, can anyone give me some advice?

Get a second job for a time and sell stuff to get the balance down.