How does one go about lowering the APR on a credit card?

In a recent financial article I read, it mentioned, along with several other concepts, one of the ways to help lower debt is to ask the credit card company to lower the APR on the card. How is this accomplished?

How does one go about lowering the APR on a credit card?

It%26#039;s so simple. I work for a credit card company and we get this all the time. Sometimes people are afraid to ask for the apr to be reduced but we can just press a button and have it repriced to a lower interest rate.

How does one go about lowering the APR on a credit card?

Call up your credit card company, and ask to lower your rate.. if you have paid on time and been with them for a while they will usually do it...

simpler than it sounds.

How does one go about lowering the APR on a credit card?

You call them and ask them. Chances are you will have had to have the card for at least a year with no late payments for them to consider lowering it.

How does one go about lowering the APR on a credit card?

call them and ask them.

How does one go about lowering the APR on a credit card?

as long as your not behind on your payments.. you just call and ask..

once you get behind on them, they just get mean and nasty when you call.. they say they%26#039;ll work with you but unless you luck out and get a nice person when you call, that%26#039;s a lie..

Don%26#039;t ever get behind on your payments.. if you see it coming, ie, your about to loose your job.. call them before it happens.. not after.. and if your lucky they will help you.