Thursday, June 25, 2009

If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

If an ex-spouse (not then) applied 4 a credit card in UR name and U had no knowledge of it what do U do when the company wants you to pay the debt?



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

That%26#039;s FRAUD and a crime.



Report it to the credit card company and to the police.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

It%26#039;s difficult to get the company off your back because its assumed that you knew because you were husband/wife. Sue him in small claims court.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

You will need to get a police report to provide to the credit card company showing that you are not responsible for this. You can also put a flag on your credit report for identity theft to help prevent this from happening.



It would be a good idea to get a copy of your credit report to make sure this is the only instance before reporting to the police so that you can get any other instances added to the police report as well.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

My husband%26#039;s ex-wife did this. We had no knowledge until a collection agency started contacting us. He had to prove to them that he did not open the account. He had to supply verification from his employer that he was not in the state the card was issued in. He contacted the Credit card company and the police in our state and the other one. It was a huge mess. Basically he was guilty until he proved otherwise.



Nothing ever happened to her because it was too small amount (about $3000) for anyone to bother with.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

Four words. Sue, press charges, and fraudulent.



You have absolutely no responsibility towards that debt. That of course doesn%26#039;t mean the company won%26#039;t harass you for payment.



Go to the company and tell them that someone put the card in your name without your permission and you are in the process of rectifying it. Then take him to court, press charges and sue. After it%26#039;s over take the (copy) of the ruling/finding and give it to the company. They now have to clear the debt and any damage that it%26#039;s done to your credit.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

i will ask him ,and if he lied i will consult a lawyer andslap a lawsuit on him for fraud for forging my name without my consent.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

You tell them to to the following:



1. Provide you with a copy of your WRITTEN signature where you applied for the card or made a single charge on it.



2. If they say they don%26#039;t have one b/c the application was made online (which is legal) Report your ex to the police for identity theft, tell the same to the credit card company, and tell them you are willing to sign an affidavit that you NEVER authorized your name to be used on the card, which will result in her being criminally charged.



If you are unwilling to do either, then you have to pay.



If an ex-spouse applied for a credit card in UR name and U had no knowledge of it what do U do?

Call the police to investigate FRAUD. Tell the CR company to send a copy of the agreement you signed . Tell them you did not make these charges. They will suspend payments till the investigation is cleared.

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